| हिन्दी | Color Theme
Last Updated on 05/07/2017


All Home loan borrowers with a satisfactory repayment track of at least one year.

Valid mortgage should have been created in favour of the Bank and registration of memorandum as well.

A borrower is entitled for top up loan after completion of a minimum of 1/3rdof the Housing Loan tenure.


Quantum of loan 

Minimum: Rs. 0.50 Lakhs

Maximum: Rs. 2.00 crores



In case of immovable properties it is 50%, others (NSC/KVP/UTI, etc.) 25% and Life Policies (on surrender value) 10% margin to be maintained.


Rate of interest 

Please click Retail credit interest rates 



The tenure of the loan will be in line with the original residual maturity of the Home Loan or the option exercised by customer, whichever is earlier. However the maximum age of the borrower should not exceed 70 years.


Processing charges

Please click here for Processing Charges.

While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details.